Creditt+ Financial Inclusion app for iPhone and iPad

A Digital Platform providing Personal Loans, Mutual Fund investments & more.

Creditt+ has partnered with RBI-registered NBFCs to give easy personal, digital & paperless loans for Salaried Employees in India. You can avail up to INR 35000 instantly for your emergencies in less than 15 minutes.

Creditt+ is a fully digital platform driving financial inclusion means by providing personal loans, Mutual Fund investments & more.

NBFCs Partners:

1. Datson Exports LTD
2. Sampati Securities LTD

Creditt+ is an AMFI(ARN-247949) registered Mutual Fund distributor and is empanelled with 15 leading AMCs.

Creditt+ adheres to RBIs Fair Practice Code and is committed to promoting best practices in digital lending by being RBI Compliant. Apply at any time from any place in India.

Personal Loan Eligibility Criteria:

Salaried Professionals
Indian National
Minimum and Maximum Period for Repayment: 120 days
Minimum Monthly Salary INR 20,000
Above 21 years of age
Salary received through direct bank transfers only
Steady source of income on a monthly basis

Features of Creditt+:

Personal Loan Available from INR 10,000 to INR 35,000
100% online loan application
Fast Loan Approval
Flexible Interest Rates and Tenures
Transparency and Security
Quick Disbursal
No collateral needed
Fully automated process
No foreclosure charges
Instant credit line
Loan instantly credited to bank account once approved and accepted
Multiple options to repay the loan
Proprietary eligibility check
Low Processing Fees
Loan Sanctioned in less than 15 minutes
Zero membership or upfront fees
No credit history of user is required
Zero prepayment charges
One Shot Repayment
Multiple Languages

Personal Loan Repayment Calculation:

Loan amount: ₹10,000
Interest Rate: 20% per year
Minimum and Maximum Period for Repayment: 120 days
Processing Fees: ₹350 (inclusive of GST) or 3% whichever is higher
In-hand Loan Amount: ₹10,000 (loan approved) - ₹350 (processing charge) = ₹9,650
Total Personal Loan Interest: ₹164 (₹10,000 x 20%/365 x 30)
Total Loan Repayment: ₹10164

Loan Processing fees will be subtracted upfront from the principal amount and the remaining balance is transferred over instantly in the users bank.

Documents required to complete the loan application process:
Aadhaar Card
Pan Card
Selfie
At least 3-month bank statements showing salary credits

4 Simple Steps to Avail a Loan from Creditt+
Install the Creditt+ App
Register using your Aadhaar number and verify via an OTP on your mobile number
Fill in your basic details and complete 4 simple steps
On approval, loan amount is transferred into the bank account instantly

APR and other Charges
The APR charged to the customer varies on the basis of the different products availed and the risk profile of the customer. The APR for different personal loan products: for Buy Now, Pay later loans 0%-27%, for Personal/Cash loans 18%-33%. The penalty is charged only when someone delays their scheduled payment. In addition, GST will be applicable only on the fee components as per Indian laws.